iCARAT Empire

If you sell products and provide services and collect payments online, you will want an easy way to send a payment link to the customer to request for payment. iCARAT Empire makes it easy for you to do this as it can handle fixed price items or open payments.

Let's say that I want to collect a deposit for a pre-ordered item. Assuming my company ID is "CTS", the following would be my payment link:-

https://icarat.my/empire?coid=cts&itemdesc=Deposit For Cupboard&itemamt=1234.00

If I had defined my item (code: CTACPCE) with a fixed price of RM399.00 in iCARAT Empire, the following could be my payment link:-

https://icarat.my/empire?coid=cts&itemcode=CTACPCE

The price of RM399.00 will automatically be extracted by iCARAT Empire, together with any special discount and be placed in the checkout page. The best part of this link is that I can use meaningful item codes instead of just numbers to represent the items I sell. It is clear and unambiguous.

I can copy and paste the above links into my social media messages, email, WhatsApp and anywhere else where clickable links are supported.

Another advantage of using iCARAT Empire for your online payment collections is that it supports up to 6 payment gateways. Each gateway has different merchant discount rates (MDR) and it is normal for you to choose the lowest rate to reduce your finance costs when collecting payments. If you want to do so during the payment stage, it would be difficult.

With iCARAT Empire, all you need to do is to sign up for several payment gateways (free accounts are available) and then, select say, card payments from payment gateway 1, FPX from payment gateway 2, e-wallets from payment gateway 3 and BNPL for payment gateway 4. You can switch it as often as you want and iCARAT Empire will present the selected payment gateway for the payment method that you choose automatically.

iCARAT Empire supports Billplz, Hitpay, SenangPay, Payex and BetterPay payment gateways and use their APIs to connect to them. Last but not least, DuitNow QR is also supported.

Register for one or more of the payment gateways below by clicking their appropriate links and we will provide you assistance when setting up the payment gateways.

HitPay
SenangPay
BetterPay (Important: Enter RE00028 for the agent ID)
Payex

In addition to accepting payments from payment gateways, iCARAT Empire also has the following features:-

Manage items or services
Specify discount amounts or percentages for items/services for a range of dates
Manage vouchers for items/services
Create payment links for specified items or services
Create payment links for open descriptions and amounts
Create payment links where you can copy and paste to emails, documents and social media
Email payment links directly
Send WhatsApp messages with payment links
Allow customers to scan the QR code on your phone to take them to the checkout form
Allows you to include bank transfer links in the checkout form for customers to use JomPay, DuitNow or IBG
Allows you to include links to shopping sites like Lazada or Shopee for customers to pay for their items
Allow you to specify which payment method to use based on the payment amount range
Include payment method(s) in your payment link so that you can choose what to use for different transactions